Terms of Service

Last updated: October 15, 2026

1. Who we are and this agreement

2. Who can use Telma

3. What Telma does

4. Your account

5. AI disclosure and call recording

6. Not for emergencies

7. Not for health information

8. Acceptable use

9. Your Telma number

10. Plans, billing and taxes

11. Cancellation and refunds

12. Your content

13. Privacy and caller information

14. Third-party services

15. Changes to the Service and these Terms

16. Suspension and termination

17. Disclaimers

18. Limitation of liability and indemnity

19. Governing law, disputes and contact